Marketing Executive null

About CIMB Malaysia

Incorporated in Malaysia in 1974 and headquartered in Kuala Lumpur, CIMB Group’s operations encompass a well-established consumer bank, a premier regional investment bank, and an Islamic bank, served by some 16,699 employees as of June 2019.

CIMB Bank is the Group’s commercial bank with 234 branches across Malaysia. CIMB Bank is the country’s second-largest commercial bank by assets with over 8 million customers nationwide and offers the full spectrum of banking services from consumer products to business banking services for SMEs, as well as insurance, investment, and wealth management products, and services. Services include:  

• Banking products and services
• Treasury products and services
• Investment banking
• Equities brokerage
• Research Coverage
• Asset management

Your role

Job description:

• Meet sales targets by securing new quality loans in line with management decisions on the portfolio mix of products and customers
• Maintain excellent business relationships with internal and external customers and dealers to create business leads and opportunities
• Received loan/financing applications from dealers/customers/salesman and ensure documents received are in accordance with Auto credit underwriting guidelines requirement
• Ensure consent for credit bureau checking is given by the customer before proceeding further on the loan/financing applications compliance
• Interview applicants (by phone/in person) and conduct KYC/CDD and ECDD for higher-risk customer
• Authentication of identification, income, and vehicle documents compliance
• Create credit application in Auto Credit System (ACS). Perform data entry (SDE & FDE) in ACS and ensure data keyed in is complete and accurate
• Ensure Credit Application is created timely to meet targeted Turnaround Time compliance
• Perform CTO's inquiry for (i) all non-individual applications. (ii) all individual applications that exceed AFS’s DA and (iii) other than the above as and when required
• Keep dealers updated daily on the status of cases submitted
• Supervise and ensure timely issuance of Letter of Undertaking to the dealer and follow up on the execution of HP agreement and other related documents
• Serve Product Disclosure Sheet (PDS) and brief customer/s on the contents of the HP agreement and witness the execution of the Agreement compliance
• Investigate and follow up on cases that have been delayed for approval and disbursement
• Prepare a proposal for panel dealership and other facilities applied by panel dealers
• Conduct site visits when required
• Prepare reports for the Business Manager as and when required
• Any other duties and responsibilities as assigned by Management from time to time

Training, development & rotations

Ensuring that you are future-ready and equipped to take on responsibilities and work challenges is its commitment. The CIMB 3D Academy – Digital, Data & Disruption - equips #teamCIMB with digital-skewed skillsets that will turn you into corporate warriors who are agile, innovative, and tech-savvy.

It is the Group’s transformation vehicle to enhance the digital quotient across all job roles, to help future-proof its people. This curriculum is also embedded in The Complete Banker program. 6 pillars form the framework:

• Digital World Awareness
• Agile & Entrepreneurial Thinking
• Future Communication Skills
• Risk & Governance
• Human-centric Design
• Data Science & Analytics

These will be imparted via classroom training and soon, an interactive digital learning platform.

Salary & benefits  

You’ll enjoy a range of benefits that were created to consider different work and lifestyle needs. CIMB Workplace Wellness :

• Flexible Work Arrangement
• Women Empowerment
• Health Programmes
• Financial Wellbeing

Career progression

CIMB believes in:

Enabling you to develop your talent and reach your potential
Passion to pursue excellence in all that it does
Integrity and Accountability
Collaboration for the collective success
Customer Centricity

It wants to be the best place for the best talent. By empowering and encouraging each other, it believes that it is on the right path towards creating a positive and thriving work environment.

Culture & Vibe

The company puts its ‘customers at the heart of everything it does. This can imply a fast-paced work environment to meet clients' demands, which may not be a good fit for individuals who dislike a customer-centric approach. CIMB Bank still challenges its employees to learn more and prepare for the Fourth Industrial Revolution through different training programs.

While the bank prioritizes customers, the welfare of employees isn’t neglected based on plenty of learning opportunities from the CIMB 3D Academy, sponsorships, and scholarships for MBA or postgraduate degrees.

About you

Requirement

• Diploma / Higher Diploma/ Degree Qualification in Banking-related discipline, Finance, and Management.
• Fresh graduate or with min 1 year of work experience in the Banking or Auto Finance industry.
• Good communication and interpersonal skills to build business relationships with dealers.

How to apply

To apply for the job just click the “Apply on employer site” button below. The recruitment process is challenging but fun and the bonus is that you make friends along the way!

Recruitment Process

• Send in your application and answer a few simple questions
• Shortlisted applicants will receive an email to partake in the fun online games that will assess their cognitive ability and thinking skills
• Shortlisted applicants will undertake a digital interview session
• Shortlisted applicants will be invited to its assessment center – for individual face-to-face interviews followed by a group case study and presentation
• Shortlisted applicants will undergo a final interview.